The personal loan (1)
enables you a finance those projects close to your heart up to €21300. The advantage of the personal loan is that you are exempted from justifying the use of the money. You also benefit from a great freedom in your repayments, if you so wish by deferring all (excluding insurance) for up to 12 months.
Real estate loan with a fixed rate
To succeed in your real estate project, choose the real estate loan with a fixed rate, it gives you security and flexibility. Indeed, you benefit from a guaranteed rate and have the possibility, after two years of repayment to reduce your monthly payments if your income decreases or to increase them if your budget so allows therfore adapting the duration of the loan. In this way, you can meet all your obligations with ease.
(1) Example for a personal loan, rate applicable as at 15 november 2007 : for €3000 over a period of 48 months, 48 monthly payments of €71.01 (excluding insurance) at a rate of 6,40%. Fixed fee : €30 including tax. Total cost of loan excluding insurance : €438,48. TAEG annual : 7,141%, 0,595% monthly.Subject to the acceptance of your application and up to a maximum of €21500.